Repair or replace? Get a smarter answer in seconds

Yes. The calculator uses EU-wide legal guarantee rules (typically 2 years from purchase) that apply in all 27 EU member states plus Norway, Iceland, and Liechtenstein. Country-specific variations exist, but the core framework is consistent across the EU.

The calculator provides default lifespan estimates based on European industry data for each product category. These are averages from EEA sources (2024) and can be adjusted manually. You can also use the category as a reference point rather than an exact figure.

Not always. Under the EU legal guarantee, the seller must prove the defect existed at the time of delivery. Wear and tear, accidental damage, or damage from improper use may not be covered. Extended warranties or insurance policies have their own terms. That's why we added the 'Problem Covered?' question.

The calculator helps with today's decision. HoldMyBill remembers the full picture over time—purchase dates, warranty periods, repair history, and receipts. This makes future decisions faster, calmer, and more accurate. One calculator moment doesn't replace ongoing tracking.

The EU legal guarantee applies to new products from professional sellers. For second-hand items, the remaining guarantee period (if any) transfers with the product, but extended warranties or store policies may not. The calculator still helps compare repair vs replace economics.

The EU Repair Directive (2019/771) aims to make repairs cheaper and more attractive than replacement. It requires sellers to inform consumers about repair options and allows repair shops to provide spare parts. Successful repairs may also extend your legal guarantee by one year.

The cost-per-year is a useful comparison metric but simplifies real-world scenarios. It divides the repair or replacement cost by expected years of use. Real costs may vary based on future repairs, maintenance, or changes in usage patterns.

Products can often function well beyond official lifespan estimates. The calculator flags this as a factor but doesn't automatically rule out repair. Consider your specific situation: how well does it work now, are parts available, and what's the repair reliability?

Not directly. The calculator focuses on cost and warranty factors. However, the repair recommendation generally aligns with sustainable choices since extending product life reduces electronic waste. HoldMyBill helps track products to maximize their useful life.

You'll need: (1) current repair quote, (2) cost of a new replacement, (3) product age, and (4) whether you bought from an EU seller. Optional but helpful: expected lifespan, warranty status, and prior repair history.